Basic funding guidelines
- Credit score
- 600+
- Funding amount
- $3,000–$500,000
- Term length
- 4–18 months
- Time in business
- 4+ months
- Funding speed
- As little as 24 hours
Basic published guidelines. Final eligibility, amounts and terms vary by provider and underwriting. Fastest funding times are possible outcomes, not guarantees.
Apply in 60 Seconds →How this funding option works
A business line of credit can help cover recurring expenses, inventory purchases, payroll gaps, and unexpected opportunities without taking a new term loan for every need.
The right financing should solve a specific business need—not create a bigger cash flow problem. We help you explore the options and questions that matter before moving forward.
Questions worth asking
Good funding decisions start with a clear picture of what your business needs and what it can comfortably repay.
- How much flexibility does your cash flow require?
- Is the line revolving or non-revolving?
- What fees apply to unused credit or individual draws?
What our clients say.
Funded in Less Than 24 Hours!
“The process was unbelievably easy—I had funds in my account just one day after applying. Fast, simple, and hassle-free.”
Line of Credit Approved in 3 Days
“Getting a line of credit is usually a headache, but Fundu made it totally stress-free. Simple process and approved in three days!”
Same-Day Funding, Even With a 541 Credit Score
“I needed a 90-day advance fast. Despite my 541 credit score, Fundu got me approved and funded the very same day.”
Individual client experiences. Results vary; approval, funding speed and terms depend on provider underwriting, eligibility and documentation. No specific outcome is guaranteed.
Questions about Business Lines of Credit
How does a business line of credit work?
An approved credit limit lets a business request draws under its agreement. Whether repaid funds become available again depends on whether the line is revolving.
What should I review before drawing funds?
Review draw fees, interest or other charges, payment frequency, renewal terms and any guarantees. Each provider’s agreement controls the terms.
How do I start a review?
Use Apply in 60 Seconds to open the Funding Made Simple application. Funding is subject to provider underwriting and approval.
Funding should help you move forward.
Tell us what you're working toward. We'll help you explore available business financing options.
Apply in 60 Seconds →