Basic funding guidelines
- Credit score
- 550+
- Funding amount
- $3,000–$5,000,000
- Term length
- Invoice-based
- Time in business
- 3+ months
- Funding speed
- As little as 24 hours
Basic published guidelines. Final eligibility, amounts and terms vary by provider and underwriting. Fastest funding times are possible outcomes, not guarantees.
Apply in 60 Seconds →How this funding option works
Invoice factoring may help B2B companies improve liquidity by selling eligible unpaid invoices to a factoring provider.
The right financing should solve a specific business need—not create a bigger cash flow problem. We help you explore the options and questions that matter before moving forward.
Questions worth asking
Good funding decisions start with a clear picture of what your business needs and what it can comfortably repay.
- Who owes the outstanding invoices?
- How long are payment terms?
- Will customers be notified of the arrangement?
What our clients say.
Funded in Less Than 24 Hours!
“The process was unbelievably easy—I had funds in my account just one day after applying. Fast, simple, and hassle-free.”
Line of Credit Approved in 3 Days
“Getting a line of credit is usually a headache, but Fundu made it totally stress-free. Simple process and approved in three days!”
Same-Day Funding, Even With a 541 Credit Score
“I needed a 90-day advance fast. Despite my 541 credit score, Fundu got me approved and funded the very same day.”
Individual client experiences. Results vary; approval, funding speed and terms depend on provider underwriting, eligibility and documentation. No specific outcome is guaranteed.
Questions about Factoring
How can factoring support cash flow?
Factoring can release capital tied to eligible receivables while customers have not yet paid. Advances, reserves and fees are set by the provider.
What determines the amount available?
Invoice quality, customer creditworthiness, concentration, payment history and provider requirements can affect available funding.
How do I start a review?
Use Apply in 60 Seconds to open the Funding Made Simple application. Funding is subject to provider underwriting and approval.
Funding should help you move forward.
Tell us what you're working toward. We'll help you explore available business financing options.
Apply in 60 Seconds →