Merchant Cash Advance
A purchase of future receivables with agreed collection terms.
Basic funding guidelines
- Credit score
- 450+
- Funding amount
- $2,500–$2,000,000
- Term length
- 3–18 months
- Time in business
- 3+ months
- Funding speed
- As little as 24 hours
Basic published guidelines. Final eligibility, amounts and terms vary by provider and underwriting. Fastest funding times are possible outcomes, not guarantees.
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A purchase of future receivables with agreed collection terms. The suitable structure depends on your revenue, existing obligations and intended use of capital.
Compare the complete offer
- Total cost and fees
- Payment frequency and term
- Guarantees, collateral and early payoff provisions
Prepare for review
- Time in business and monthly revenue
- Recent bank statements
- Amount requested and current obligations
A merchant cash advance is generally a purchase of receivables rather than a conventional loan. Review reconciliation provisions and collection obligations.
What our clients say.
Funded in Less Than 24 Hours!
“The process was unbelievably easy—I had funds in my account just one day after applying. Fast, simple, and hassle-free.”
Line of Credit Approved in 3 Days
“Getting a line of credit is usually a headache, but Fundu made it totally stress-free. Simple process and approved in three days!”
Same-Day Funding, Even With a 541 Credit Score
“I needed a 90-day advance fast. Despite my 541 credit score, Fundu got me approved and funded the very same day.”
Individual client experiences. Results vary; approval, funding speed and terms depend on provider underwriting, eligibility and documentation. No specific outcome is guaranteed.
Questions about Merchant Cash Advance
How is a merchant cash advance structured?
It is generally a purchase of future business receivables rather than a conventional loan. The agreement defines the purchased amount and collection arrangements.
What should I understand about collections?
Review collection frequency, reconciliation provisions, total purchased amount, fees and how changes in revenue are handled under the agreement.
How do I start a review?
Use Apply in 60 Seconds to open the Funding Made Simple application. Funding is subject to provider underwriting and approval.
Let’s discuss your business.
Share what you need and compare potential next steps.
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