fundu is a loan agency that provides financing solutions to help entrepreneurs and businesses achieve their goals. We offer a range of programs that cater to the specific needs of our clients. These programs include: Business Loans - We offer tailored financing solutions to help small and medium-sized businesses to grow. Equipment Financing - Our equipment financing program helps businesses acquire the necessary machinery for their operations. Lines of Credit - We offer flexible lines of credit to businesses that require financing on an ongoing basis. Merchant Cash Advance - This program allows businesses to access funding quickly by leveraging their future credit card sales. We understand that every business has different needs, which is why we provide personalized solutions. Our team works closely with each client to understand their unique circumstances and goals, and then recommends the most appropriate financing program. At fundu, we believe in working together with our clients to help them achieve success.

Choosing our company means aligning with a proven track record of dedicated support and financial expertise. With a rich history spanning 15 years, we have been at the forefront of assisting business owners across a diverse spectrum of industries and sizes. Our commitment to excellence is reflected in the successful funding of over 15,000 businesses, cumulatively exceeding $5 billion in funding originations. What sets us apart is not just the numbers but the personalized attention and tailored solutions we provide to each client. Our experienced team understands the dynamic nature of business, and we leverage our two decades of industry knowledge to navigate the complexities of funding with finesse. Moreover, our commitment extends beyond mere transactions; it's about fostering lasting partnerships. We take pride in being more than just a funding source – we are your strategic ally in achieving financial goals. Whether you're a startup looking for initial capital or an established business seeking expansion funds, our comprehensive suite of services is designed to cater to your unique needs. In addition to our financial prowess, we prioritize transparency and integrity. We believe in open communication, ensuring that you have a clear understanding of the terms, processes, and benefits associated with our funding programs. Your success is intertwined with ours, and that symbiotic relationship forms the foundation of our business philosophy. Furthermore, our company culture places a premium on innovation. We constantly evolve our offerings to stay ahead of industry trends and provide you with cutting-edge solutions. Embracing technology, market insights, and forward-thinking strategies, we position ourselves as not just a funding provider but a forward-looking partner invested in your business journey. So, when you choose our company, you're not just choosing funding; you're choosing a legacy of success, a commitment to your growth, and a partnership that goes beyond numbers. Join the ranks of businesses that have thrived under our guidance, and let's embark on a journey of mutual success.

Our success ratio is exceptional, boasting a remarkable 97% approval rate—one of the highest in the nation. This impressive rate is a testament to our deep product knowledge and meticulous analysis during our initial discovery call with you. The key to our high approval rate lies in our commitment to understanding the intricacies of your specific deal. Unlike a one-size-fits-all approach, we recognize that each business is unique, with its own set of financial circumstances. Our thorough analysis during the discovery call allows us to gain insights into your exact business and financial situation. Our goal is not only to secure funding for your business but also to save you valuable time. By investing the time upfront to comprehensively understand your needs, challenges, and financial position, we can tailor our approach. This involves matching your specific requirements with the funding program that presents the highest probability of approval. This personalized and strategic approach is what sets us apart. We believe in transparency and efficiency, and by taking the time to delve into the nuances of your business, we ensure that the funding solutions we present align seamlessly with your objectives. Furthermore, our team comprises experts who are well-versed in the intricacies of various funding programs. This expertise allows us to navigate the landscape with precision, identifying the most suitable options for your unique situation. In summary, our 97% approval rate is not merely a statistic but a result of our commitment to your success. We go beyond the numbers, taking the time to understand your business intimately and strategically aligning it with funding programs that maximize your chances of approval. When you choose us, you're choosing a partner dedicated to efficiency, expertise, and ensuring that your journey to obtaining funding is as smooth and successful as possible.

Our corporate headquarters are located in Miramar, Florida, and Absolutely! We value personal connections, and our office is open for in-person meetings. To ensure that we provide you with the best service, we operate on an appointment-only basis. Feel free to schedule an appointment, and we'll be delighted to meet with you, discuss your needs, and explore how we can support your business goals. Your success is our priority, and we look forward to the opportunity to assist you in person.

Absolutely, we take pride in our rewarding affiliate and referral programs designed to empower individuals like you to be part of our success story. Our referral program is not just another offering – it's a lucrative opportunity for you to engage with our diverse range of funding loan programs and earn substantial rewards. Here's how it works: Upon joining our referral program, you'll receive a personalized referral link. This link is your gateway to promoting our funding programs to business owners. The best part? We handle all the heavy lifting. You don't need to worry about complicated processes or navigating the intricacies of financial transactions. We've streamlined the experience to make it seamless and efficient for both you and the businesses you refer. What sets our program apart is its simplicity and accessibility. You don't require any special licensure, and there are no monthly fees associated with becoming a referral partner. We believe in transparency and making the process as straightforward as possible for our partners. The earning potential is truly remarkable. Many of our referral partners have achieved substantial success, with some making six or more figures. It's a testament to the effectiveness of our programs and the trust that businesses place in us for their funding needs. When the businesses you refer successfully close funding deals, you get paid – it's that straightforward. Our commitment to mutual success extends beyond mere transactions. We view our referral partners as integral members of our extended team. As you contribute to our growth by connecting businesses with our funding solutions, we reciprocate by ensuring you have the tools, support, and incentives to thrive in this partnership. We understand that your time is valuable, and that's why we've designed a program that respects your efforts. Join our community of successful referral partners who have not only benefited financially but have also found a rewarding way to contribute to the success of businesses around the country. In summary, our affiliate and referral programs are more than just a means to earn extra income – they are a gateway to a collaborative partnership where everyone involved has the opportunity to prosper. Take the step toward financial empowerment, join our referral program, and let's embark on a journey of shared success.

Certainly! We extend an invitation to external investors through our incredible MCA syndication program. Now, let's delve into what MCA and MCA syndication entail, along with the lucrative potential they offer. MCA (Merchant Cash Advance): MCA stands for Merchant Cash Advance, a unique form of business financing. In this arrangement, a lump sum is provided upfront to a business in exchange for a percentage of its daily credit card sales, coupled with applicable fees. It's a flexible financing solution that aligns with the cash flow of the business, making it particularly attractive for businesses with fluctuating revenue. MCA Syndication: Our MCA syndication program takes the concept of MCA a step further. It opens the door for external investors to participate in funding business advances. Through syndication, multiple investors contribute funds to a pool, which is then utilized to fund MCA deals. This collective approach allows investors to diversify their investment portfolio while contributing to the growth of various businesses. The Lucrative Potential: Participating in MCA syndication can be highly lucrative for investors. Here's why: 1. Diversification: Investors can spread their investments across a pool of businesses, reducing the risk associated with relying on the performance of a single entity. 2. Steady Returns: MCA deals often yield steady returns as they are tied to a percentage of daily credit card sales. This predictability can be advantageous for investors seeking stable income streams. 3. Access to Business Growth: By investing in MCA syndication, investors play a role in supporting the growth of diverse businesses. This not only contributes to the success of these enterprises but also aligns with a socially responsible investment approach. 4. Streamlined Process: Our MCA syndication program is designed to be accessible and efficient. Investors can participate without the need for extensive financial expertise or complicated procedures. In summary, our MCA syndication program presents a unique opportunity for external investors to engage in a collaborative effort that benefits both businesses in need of funding and investors seeking profitable avenues. If you're looking for a way to diversify your investment portfolio while contributing to the growth of businesses, our MCA syndication program is an avenue worth exploring. Join us on this journey where financial success meets shared prosperity.

The documentation required during the application process is tailored to the specific funding type and the partner you choose to work with. Our aim is to make the process as seamless as possible while ensuring that we have a comprehensive understanding of your financial situation. Here's an elaboration on the documents you might need: 1. Last 3 Months of Bank Statements: These statements offer a snapshot of your recent financial transactions and provide insights into your cash flow. This information is crucial for assessing your business's financial health and its ability to manage additional funding. 2. 2-3 Years of Personal and Business Tax Returns: Tax returns provide a historical perspective on your personal and business income. They offer a comprehensive view of your financial stability and are often a key factor in the funding approval process. Having multiple years of returns helps in assessing your financial consistency and trends. 3. Year-to-Date Profit and Loss Statement: The Year-to-Date Profit and Loss (P&L) statement gives a current overview of your business's financial performance throughout the year. It includes revenue, expenses, and net income. This document is instrumental in evaluating your business's profitability and its potential to manage additional funding. 4. Information on Existing Debt: Understanding your existing debt obligations is crucial for both you and our team. This information helps in determining your debt-to-income ratio, providing insights into your capacity to take on additional financial commitments. It ensures that the funding solution we propose aligns with your overall financial strategy. It's important to note that the specifics of the required documentation may vary based on the funding program and partner. Our goal is to streamline the application process, and our experienced team is ready to guide you through each step. We recognize the importance of transparency, and by clearly outlining the necessary documents, we aim to empower you with the information needed to initiate a successful funding application. Rest assured, our commitment is not only to secure funding for your business but also to make the application process as straightforward and efficient as possible. If you have any questions or need further clarification on the documentation requirements, our team is here to assist you throughout the entire application journey.

We offer business funding programs with scores as low as 450

We understand the significance of maintaining a good credit score, and that's why our approach to credit inquiries is designed to be borrower-friendly. When you fill out the Fundu funding application, you can rest assured that it triggers only a soft credit inquiry. Here's an in-depth explanation of our credit inquiry process: 1. Soft Inquiry: Filling out our funding application initiates a soft credit inquiry. This type of inquiry does not impact your credit score. It allows us to obtain a snapshot of your credit history without leaving a lasting mark on your credit report. The purpose of this soft pull is to assess your eligibility and provide you with preliminary information about the funding options available to you. 2. No Impact on Credit Score: It's crucial to emphasize that the soft inquiry we perform has no negative effect on your credit score. We recognize the importance of maintaining your creditworthiness and take proactive measures to ensure that exploring funding options with fundu doesn't result in any adverse consequences for your credit profile. 3. Transparent and Informed Decision-Making: Our commitment to transparency extends to the credit inquiry process. We believe that you should have the information you need to make informed decisions about your financial options. By opting for a soft pull, we empower you to explore and understand your funding possibilities without the worry of a negative impact on your credit standing. 4. No Need for a Hard Pull: Importantly, there is no need for a hard credit pull at the initial stage to explore your funding options with fundu. We prioritize your convenience and ensure that you can assess the potential avenues for funding without undergoing the more comprehensive credit check associated with a hard inquiry. In summary, our commitment to a borrower-friendly experience includes a soft credit inquiry process that allows you to explore funding options without affecting your credit score. We value your financial well-being and aim to provide you with a transparent, informed, and hassle-free journey as you consider and navigate the various funding solutions available through fundu. If you have any further questions or concerns about the credit inquiry process, our dedicated team is here to assist you every step of the way.

Absolutely! We offer funding options with scores as low as 450

Recognizing the diverse financial backgrounds of our clients, we adopt a nuanced approach to credit considerations. The impact of your credit score depends on the specific funding program you choose, and here's a detailed elaboration: 1. Some Programs Have Minimum Credit Requirements: Certain funding programs may have established minimum credit requirements. This means that to qualify for these programs, there is a baseline credit score that applicants need to meet. These requirements are set to ensure that borrowers have a certain level of creditworthiness, providing a measure of financial stability. 2. Others Do Not Have Strict Credit Requirements: On the flip side, we understand that a credit score doesn't tell the complete story of your financial health. Consequently, some of our funding programs are designed to be more flexible, with no strict minimum credit requirements. This approach allows a broader range of businesses to access the funding they need, even if they may not meet conventional credit score benchmarks. 3. Tailored Approach Based on Your Situation: Our commitment is to find a funding solution that aligns with your unique business circumstances. If your credit score is a concern, our team works with you to explore alternative options that cater to your specific needs. We recognize that each business is different, and our goal is to provide tailored solutions that support your growth and financial objectives. 4. Transparency in Program Requirements: We prioritize transparency in communicating the requirements of each funding program. This ensures that you have a clear understanding of how your credit score may impact your eligibility for a particular program. Our team is dedicated to guiding you through the process, offering insights into the various factors considered during the application review. In conclusion, whether your credit matters depends on the funding program you choose. We believe in inclusivity and work towards providing opportunities for businesses across a spectrum of credit profiles. Our focus is on understanding your unique situation, offering transparency in program requirements, and collaborating with you to find the funding solution that best suits your business goals. If you have specific questions about credit requirements or need personalized guidance, our team is ready to assist you on your funding journey.

Absolutely not! At fundu, we unequivocally adhere to the principle that you should never be required to pay any upfront fees to get approved for funding. This commitment is rooted in our dedication to transparency, fairness, and the financial well-being of our clients. Here's an in-depth elaboration on our stance: 1. NO Upfront Fees: Our funding application process is designed to be straightforward and cost-free. There are no hidden charges or upfront fees that you need to pay during the approval process. We believe in fostering a relationship of trust with our clients, and that starts by ensuring that you can explore funding options without incurring any financial obligations upfront. 2. Protecting Your Interests: Charging upfront fees for approval is a practice that raises red flags in the financial industry. We firmly stand against such practices to protect your interests. It's our belief that the funding process should be transparent, ethical, and prioritize your financial well-being. 3. Industry Standards and Best Practices: The financial industry has established best practices, and charging upfront fees for approval is not aligned with these standards. We adhere to industry norms that prioritize client interests and ethical conduct. Our commitment is to provide you with a fair and equitable funding experience that aligns with established practices. 4. Educating and Empowering Clients: Beyond simply stating a "no upfront fee" policy, we aim to educate and empower our clients. We want you to be aware that paying upfront fees is generally considered a red flag and should be approached with caution. By providing this information, we empower you to make informed decisions and navigate the financial landscape with confidence. 5. Our Partnership is Built on Trust: Trust is the cornerstone of our relationship with clients. By assuring you that there are no upfront fees, we reinforce the trust you place in us. Our goal is to foster a long-lasting partnership that is built on transparency, integrity, and a shared commitment to your financial success. In summary, when you choose fundu, you can be confident that there are no upfront fees for approval. We prioritize your financial well-being, adhere to industry best practices, and strive to be a trusted partner on your journey to securing the funding your business needs. If you have any questions or concerns about fees or any aspect of the funding process, our team is ready to provide clarity and support.

We offer each end of the business funding spectrum. From Revenue Advance funding to Long Term Business Lines of Credit.

In most cases, NO!

Absolutely! Much depends on how fast you get us any and all the documents we need.

Absolutely. We have a wonderful Referral Program. Some of our referral partners make 6 figures +

We are located in Miramar, Florida.