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Reverse Consolidation

Reverse Consolidations are for business owners who are currently overleveraged by existing Merchant Cash Advance positions.

Reverse Consolidation is not Loan Consolidation or Debt Restructuring, it is to help business owners who can’t afford multiple ongoing daily or weekly MCA payments.

Funding Criteria

Fico Score

Funding Amount

Term Length

Time in Business

Time to Fund


$ 2,500 - $ 1,000,000

6 - 18 Months

3 Months+

As Little as 24 Hours

Refinance merchant cash advance

Benefits of a reverse consolidation

Business owners with multiple Cash Advance positions can find themselves caught in a dangerous cycle of taking out more MCA positions just to avoid defaulting on existing balances.

Reverse Consolidations provides business owners with a lump sum deposit directly into their business bank account. Reverse Consolidations function like a Merchant Cash Advance and are repaid with automatic daily or weekly withdrawals but at a reduced amount against the outstanding positions.

It is not a Debt Consolidation or a Loan Consolidation product. It frees up cash flow which can prevent businesses from being crippled by having too many open positions and provide cash flow savings of 30% – 50%.

How does it work?


Apply online with our simplified Reverse Consolidation Application


Discussing your funding needs with one of our Case Managers so we can get to know your business and the state of your finances


Get funding for your business in as little as 24 hours to help your business grow and succeed

Get funding offers
There is no obligations for trying and it never affects your credit score

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